Legal

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE USING THE SITE. By accessing and using the Site, you acknowledge that you have read, understood and agree to comply with the Terms and Conditions contained within this Disclaimer. If you do not agree to the terms of this Agreement, please do not use or further access the Site.

Proprietary Rights

J.D. Byrider, Inc. logo and trademark, as well as other marks, trade names, trademarks and logos on this Web Site, are the properties of their respective owners. You may not use, reproduce, copy or manipulate such logos in any manner without the prior written consent of the owner. The entire contents of this Web Site, including text, images, music, sound, photographs, video, illustrations, icons, graphics, headers, data, information and software (collectively, "Content") are subject to copyright, trademark, or other proprietary rights or licenses held by J.D. Byrider, Inc. or by third parties who have licensed their rights to J.D. Byrider, Inc. All Content is copyrighted as a collective work under the U.S. and International Copyright Laws and J.D. Byrider, Inc. owns, to the fullest extent allowed by such law, the copyright in the arrangement, coordination, enhancement and selection of such Content or this Web Site. Except as provided above, you may not make copy, modify or create derivative works of the Content. In addition, you may not distribute, publish, transmit, reuse, repost, or "frame" the Content in any manner or sell or attempt to sell the Content.

Privacy Policy

To comply with Federal Law, J.D. Byrider and its affiliate, CarNow Acceptance Company ("we"), must provide consumers with the following information about how their nonpublic personal information is collected and disclosed:

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms

• Information about your transactions with us, our affiliates, or others

• Information we receive from a consumer report agency

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.